The correct answer is D. Conservative.
When one is near to his retirement years, the risk profile of an individual should be conservative. This means that the individual should invest in assets that are less risky and have a lower potential for return. This is because the individual is less likely to be able to recover from losses if they occur close to retirement.
A progressive risk profile is one that is willing to take on more risk in order to achieve a higher potential return. This type of risk profile is often used by younger people who have more time to recover from losses.
An aggressive risk profile is one that is willing to take on a lot of risk in order to achieve a high potential return. This type of risk profile is often used by people who are looking to make a lot of money quickly.
A secured risk profile is one that is focused on protecting the principal investment. This type of risk profile is often used by people who are nearing retirement or who have other financial obligations that they need to meet.