What will be the output of the following Visual Basic expression? -Financial.Pmt (0.06/12, 5*12, 12000)

200
231.99
345
324.99

The correct answer is $\boxed{\text{B) }231.99}$.

The Financial.Pmt function calculates the periodic payment for a loan based on the following parameters:

  • Principal: The amount of money borrowed.
  • Interest rate: The annual interest rate, expressed as a decimal.
  • Number of payments: The total number of payments to be made.
  • Payment frequency: The frequency of payments, in months.

In this case, the parameters are:

  • Principal: $12000$
  • Interest rate: $0.06/12 = 0.005$
  • Number of payments: $5*12 = 60$
  • Payment frequency: $12$

The formula for the Financial.Pmt function is:

$$PMT = -\frac{P}{1-(1+r)^-n}r$$

where:

  • $P$ is the principal
  • $r$ is the interest rate
  • $n$ is the number of payments

Substituting the values for the parameters into the formula, we get:

$$PMT = -\frac{12000}{1-(1+0.005)^-60}0.005 = 231.99$$

Therefore, the output of the following Visual Basic expression is $\boxed{\text{B) }231.99}$:

Financial.Pmt (0.06/12, 5*12, 12000)