The correct answer is (b).
The Janani Suraksha Yojana (JSY) is a government of India scheme launched in 2005 to provide financial assistance to pregnant women and institutional delivery. It is a conditional cash transfer scheme, which means that women are eligible for the benefits only if they meet certain conditions, such as institutional delivery and immunization of the child.
The JSY replaced the National Maternity Benefit Scheme (NMBS), which was a centrally sponsored scheme launched in 1995. The NMBS provided a cash assistance of Rs. 1,000 to pregnant women who delivered their babies in a government health facility.
The JSY is a more comprehensive scheme than the NMBS. It provides a higher cash assistance of Rs. 6,000, and it also covers a wider range of services, such as antenatal care, postnatal care, and immunization of the child.
The JSY has been successful in increasing the number of institutional deliveries in India. In 2005, the institutional delivery rate was 47%. By 2015, it had increased to 79%. The JSY has also been successful in reducing the maternal mortality rate. In 2005, the maternal mortality rate was 212 per 100,000 live births. By 2015, it had declined to 130 per 100,000 live births.
The JSY is a valuable program that has helped to improve the health of mothers and children in India. It is a good example of how government programs can be used to improve the lives of the poor.
The other options are incorrect because they are not government schemes that provide financial assistance to pregnant women.