The ‘Navaratnalu’ program in Andhra Pradesh is a collection of:

Infrastructure projects
Industrial incentives
Welfare schemes
Educational reforms

The correct answer is: c) Welfare schemes.

The Navaratnalu program is a collection of welfare schemes launched by the government of Andhra Pradesh in 2019. The program aims to provide financial assistance and other benefits to the poor and marginalized sections of the society. The schemes under the Navaratnalu program include:

  • Amma Vodi: A scheme to provide financial assistance to mothers of children studying in government schools.
  • YSR Cheyutha: A scheme to provide financial assistance to unemployed youth.
  • YSR Aasara: A scheme to provide financial assistance to women.
  • YSR Rythu Bharosa: A scheme to provide financial assistance to farmers.
  • YSR Arogyasri: A scheme to provide health insurance to the poor.
  • YSR Jaladhara: A scheme to provide drinking water to all households in the state.
  • YSR Vahana Mitra: A scheme to provide financial assistance to purchase vehicles.
  • YSR Housing: A scheme to provide housing to the poor.
  • YSR Bima: A scheme to provide life insurance to the poor.

The Navaratnalu program has been widely praised for its ambitious goals and its potential to improve the lives of millions of people in Andhra Pradesh. However, the program has also been criticized for its high cost and for the lack of transparency in its implementation.

The other options are incorrect because:

  • a) Infrastructure projects are not the focus of the Navaratnalu program.
  • b) Industrial incentives are not the focus of the Navaratnalu program.
  • d) Educational reforms are not the focus of the Navaratnalu program.