The Central Government may frame a scheme to be called the Employees’

The Central Government may frame a scheme to be called the Employees’ Pension Scheme under the Employees’ Provident Funds and Miscellaneous Provisions Act, 1952 for the purpose of providing

  • 1. Superannuation pension.
  • 2. Retiring pension.
  • 3. Partial disablement pension.
  • 4. Permanent total disablement pension.

Select the correct answer using the code given below :

1, 2 and 3
2 and 4 only
3 and 4 only
1, 2 and 4
This question was previously asked in
UPSC CISF-AC-EXE – 2021
The correct answer is D) 1, 2 and 4.
– The Employees’ Pension Scheme (EPS), 1995, framed under the Employees’ Provident Funds and Miscellaneous Provisions Act, 1952, provides various types of pension benefits to eligible members and their families.
– The scheme provides for:
– **Superannuation pension:** Payable on attaining the age of 58 years with at least 10 years of contributing service (Option 1).
– **Retiring pension:** Payable on taking reduced pension from age 50 to 57 with at least 10 years of contributing service (Often referred to as early pension or reduced pension, aligning with the concept of retiring before superannuation age) (Option 2).
– **Permanent Total Disablement Pension:** Payable if a member is permanently and totally disabled during employment (Option 4).
– The scheme also provides for Disablement Pension which can be assessed for Permanent Partial Disablement, leading to a proportionate pension (relevant to Option 3). However, ‘Permanent Total Disablement Pension’ (Option 4) is a specific, named benefit category. While partial disablement leads to pension, ‘Permanent Total Disablement’ is a distinct major category.
– Comparing options and known benefits, Options 1 (Superannuation), 2 (Retiring/Early), and 4 (Permanent Total Disablement) are all fundamental types of pensions provided under the scheme. While partial disablement pension (Option 3) is also provided, options A and D present specific combinations. Option D including Superannuation, Retiring, and Permanent Total Disablement aligns well with key, distinct benefit categories often highlighted.
Other types of pensions provided under the EPS 1995 include Widow Pension, Children Pension, Orphan Pension, and Nominee Pension, providing social security to the family members upon the death of the member. The pension amount is calculated based on factors like pensionable salary and pensionable service.