Statement I: There has been a sharp decline in savings rate in Indian

Statement I: There has been a sharp decline in savings rate in Indian economy between 2007-2008 to 2015-2016.
Statement II: There has been a fall in household and public savings.

Both the statements are individually true and Statement II is the correct explanation of Statement I
Both the statements are individually true but Statement II is not the correct explanation of Statement I
Statement I is true but Statement II is false
Statement I is false but Statement II is true
This question was previously asked in
UPSC CDS-2 – 2018
Both the statements are individually true and Statement II is the correct explanation of Statement I.
– Statement I is true: India’s gross domestic savings rate declined from a peak of 36.8% of GDP in 2007-08 to 31.1% in 2015-16. This represents a significant decline.
– Statement II is true: The decline in the overall savings rate was largely driven by a fall in the savings of the household sector (both financial and physical) and the public sector (government and public enterprises) during this period.
– The household sector is the largest contributor to overall domestic savings in India. Public sector savings turned negative in some parts of this period, further contributing to the overall decline. Private corporate sector savings showed resilience but could not offset the decline in other sectors.
– Statement II correctly identifies the components whose decline led to the overall sharp decline in the savings rate mentioned in Statement I, thus acting as a correct explanation.