Skimming’ in e-banking refers to

Identifying fraudsters copying vital information from credit cards
Multiple transactions by one credit card
Conversion of a debit card into credit card
None of the above

The correct answer is: A. Identifying fraudsters copying vital information from credit cards.

Skimming is a type of fraud that involves stealing credit card information from a card reader. This can be done by installing a fake card reader on a gas pump, ATM, or other point-of-sale terminal. When a customer swipes their card, the fake reader captures the card’s information, which is then used to make fraudulent purchases.

Skimming is a serious problem, and it is important to be aware of the risks. To protect yourself from skimming, you should always check to make sure that the card reader you are using is legitimate. You should also avoid using your credit card at gas stations or ATMs that are not well-lit or in a secure location.

Here is a brief explanation of each option:

  • Option A: Identifying fraudsters copying vital information from credit cards. This is the correct answer. Skimming is a type of fraud that involves stealing credit card information from a card reader.
  • Option B: Multiple transactions by one credit card. This is not skimming. Multiple transactions by one credit card can be a sign of fraud, but it is not the same thing as skimming.
  • Option C: Conversion of a debit card into credit card. This is not skimming. Conversion of a debit card into a credit card is a process that can be done by a bank or credit card company. It is not a type of fraud.
  • Option D: None of the above. This is not the correct answer. Skimming is a type of fraud that involves stealing credit card information from a card reader.
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