The correct answer is (b). Pradhan Mantri Jan-Dhan Yojana (PMJDY), also known as the Prime Minister’s People’s Wealth Scheme, is a financial inclusion scheme launched by the Government of India on 28 August 2014. The scheme aims to provide financial services to the poor, including opening a bank account, providing a RuPay debit card, and access to overdrafts. As of 31 March 2018, over 310 million accounts had been opened under the scheme.
Option (a) is incorrect because 26 January is Republic Day in India, a national holiday. Option (c) is incorrect because 5 September is Teachers’ Day in India, another national holiday. Option (d) is incorrect because 8 December is Christmas Day, a religious holiday.