Pradhan Mantri Jan-Dhan Yojana’ has been launched for
providing housing loan to poor people at cheaper interest rates
promoting women's Self-Help Groups in backward areas
promoting financial inclusion in the country
providing financial help to the marginalized communities
Answer is Wrong!
Answer is Right!
This question was previously asked in
UPSC IAS – 2015
Option A is incorrect; housing loans are covered under different schemes (e.g., Pradhan Mantri Awas Yojana).
Option B is incorrect; promoting SHGs is usually part of rural development schemes like the National Rural Livelihood Mission.
Option D is partially correct as financial inclusion benefits marginalized communities, but the scheme’s scope and primary objective is broader – encompassing all households and promoting access to a range of financial services, not just direct financial help. Financial inclusion (C) is the overarching goal.