Occurrence of _________ has to be _________ and not a _________ of the insured person.

Peril, uncertain, creation
An event, certain, creation
Risk, hazardous, profit
An event, random, creation

The correct answer is: A. Peril, uncertain, creation.

A peril is an event that can cause loss or damage. It is uncertain because it is not known when or if it will occur. It is not a creation of the insured person because it is something that happens outside of their control.

The other options are incorrect because:

  • An event is not necessarily uncertain. For example, a birthday is an event that is certain to occur.
  • Risk is not necessarily hazardous. For example, the risk of winning the lottery is not hazardous.
  • Profit is not necessarily a creation of the insured person. For example, the profit from a business is not something that the business owner creates.
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