Limited access to credit and financial services for farmers in Bihar can hinder:

The correct answer is: All of the above.

Limited access to credit and financial services can hinder farmers in Bihar from investing in technology, diversifying their crops, and adopting improved farming practices.

• Investment in technology: Farmers need access to credit to invest in new technologies, such as tractors, irrigation systems, and seed varieties. Without access to credit, farmers are unable to adopt new technologies that can help them increase their yields and profits.
• Crop diversification: Farmers need access to credit to diversify their crops. This means growing a variety of crops, rather than just one or two. Crop diversification can help farmers reduce their risk of crop failure and increase their profits.
• Adoption of improved farming practices: Farmers need access to credit to adopt improved farming practices, such as using fertilizer and pesticides. Without access to credit, farmers are unable to adopt these practices, which can help them increase their yields and profits.

In addition to hindering farmers’ ability to invest in technology, diversify their crops, and adopt improved farming practices, limited access to credit can also lead to farmers taking on more debt, which can make them more vulnerable to economic shocks.