The correct answer is C. /etc/skel.
The /etc/skel directory is a system directory that contains the default files used for creating user directories. These files include the user’s home directory, the user’s shell configuration file, and
the user’s mail spool directory.The /usr/tmp directory is a temporary directory that is used to store files that are created and deleted on a temporary basis.
The /etc/default directory is a system directory that contains configuration files for various system services.
The /etc/users directory is a system directory that contains a list of all the users on the system.
E. None of the above is not a correct answer.