In respect of Assignment which of the following is correct?

Assignee becomes owner of the policy
Assignee cannot have better rights than assignor
Both A & B
None of the above

The correct answer is C. Both A & B.

An assignment is a transfer of rights from one party to another. In the context of insurance, an assignment is the transfer of the rights under an insurance policy from the policyholder to another party, known as the assignee.

The assignee becomes the owner of the policy and is entitled to all of the rights and benefits under the policy, including the right to make claims and receive payments. However, the assignee cannot have better rights than the assignor. This means that the assignee cannot make a claim for a loss that occurred before the assignment, and the assignee cannot receive a payment that is greater than the amount that the assignor would have been entitled to.

Option A is correct because the assignee becomes the owner of the policy. Option B is correct because the assignee cannot have better rights than the assignor. Therefore, the correct answer is C. Both A & B.

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