If the claim could not be settled for want of proper identification of a payee, the insurer shall pay interest at the rate of

[amp_mcq option1=”Savings bank account” option2=”Bank interest + 2%” option3=”5.00%” option4=”10%” correct=”option3″]

The correct answer is: C. 5.00%

The insurer shall pay interest at the rate of 5.00% per annum on the amount of the claim from the date of the claim to the date of payment. This is in accordance with the Insurance Act, 1938.

Option A is incorrect because the interest rate for a savings bank account is typically lower than 5.00%.

Option B is incorrect because the interest rate for bank interest is typically higher than 5.00%.

Option D is incorrect because the interest rate for 10% is higher than the maximum interest rate allowed by law.