The correct answer is: D. None of the above
If a policy is lapsed for a very short period of time only, there is usually no need to provide a medical report, undergo medical underwriting, or provide a certificate of good health. This is because the insurer will assume that the insured person is still in good health, as they have not had any major health changes since the policy was last in force.
However, there are some exceptions to this rule. For example, if the policy was lapsed for a long period of time, or if the insured person has had any major health changes since the policy was last in force, the insurer may require a medical report or other documentation.
It is always best to check with the insurer directly to see what documentation is required if you are considering lapsing your policy.