Exclusions in a health insurance policy mean

Diseases covered under health cover
Diseases specifically not covered
Both A & B
None of the above

The correct answer is: B. Diseases specifically not covered.

Exclusions are a list of specific conditions or treatments that are not covered by a health insurance policy. This means that if you have a condition or need a treatment that is on the list of exclusions, you will have to pay for it out of your own pocket.

Some common exclusions include pre-existing conditions, cosmetic surgery, and experimental treatments. It is important to read your health insurance policy carefully to understand what is and is not covered.

Here is a brief explanation of each option:

  • Option A: Diseases covered under health cover. This is not correct because exclusions are a list of conditions or treatments that are not covered by a health insurance policy.
  • Option B: Diseases specifically not covered. This is the correct answer because exclusions are a list of specific conditions or treatments that are not covered by a health insurance policy.
  • Option C: Both A & B. This is not correct because exclusions are a list of conditions or treatments that are not covered by a health insurance policy, not a list of conditions or treatments that are covered.
  • Option D: None of the above. This is not correct because option B is the correct answer.