Cost of retained earnings is equal to _______.

Cost of equity
Cost of debt
Cost of bank loan
Cost of term loans

The correct answer is A. Cost of equity.

Cost of equity is the rate of return that a company must earn on its equity capital in order to satisfy its investors. It is the minimum return that a company must earn on its equity capital in order to attract and retain investors.

Cost of debt is the rate of interest that a company pays on its debt. It is the cost of borrowing money from lenders.

Cost of bank loan is the interest rate that a company pays on a loan from a bank. It is the cost of borrowing money from a bank.

Cost of term loans is the interest rate that a company pays on a loan that is repaid over a fixed period of time. It is the cost of borrowing money from a lender.

In general, cost of equity is higher than cost of debt because equity is riskier than debt. Equity holders have a residual claim on the company’s assets, which means that they are the last to be paid if the company goes bankrupt. Debt holders, on the other hand, have a prior claim on the company’s assets, which means that they are paid before equity holders if the company goes bankrupt.

Therefore, companies must offer a higher return to equity holders in order to attract and retain them.