Centrally sponsored scheme Ayushman Bharat is a national health insura

Centrally sponsored scheme Ayushman Bharat is a national health insurance system for:

women.
every citizen.
old age people.
poor and vulnerable.
This question was previously asked in
UPSC Geoscientist – 2020
The correct answer is poor and vulnerable.
Ayushman Bharat is a national health protection scheme launched by the Government of India to achieve Universal Health Coverage. Its health insurance component, Pradhan Mantri Jan Arogya Yojana (PM-JAY), specifically targets the poor and vulnerable population based on the Socio-Economic Caste Census (SECC) database. It aims to provide health coverage to approximately 10.74 crore poor and vulnerable families, covering nearly 50 crore beneficiaries, for secondary and tertiary care hospitalization. It is not intended for every citizen, only specific economically disadvantaged groups.
The other component of Ayushman Bharat is the establishment of Health and Wellness Centres (HWCs), which aim to provide comprehensive primary health care closer to home for the entire population. However, the health insurance part (PM-JAY) is specifically for the poor and vulnerable.