The correct answer is: b) Pradhan Mantri Awas Yojana- Urban (PMAY-U).
Pradhan Mantri Awas Yojana- Urban (PMAY-U) is a scheme aimed at providing housing to the urban poor in India. The scheme was launched in 2015 by the Prime Minister of India, Narendra Modi. The scheme is implemented by the Ministry of Housing and Urban Affairs.
The objective of PMAY-U is to provide affordable housing to all urban poor by 2022. The scheme provides financial assistance to eligible beneficiaries to construct or purchase a house. The assistance is provided in the form of a subsidy. The subsidy amount is determined on the basis of the size of the house and the income of the beneficiary.
The scheme is open to all urban poor who are not covered under any other housing scheme. The beneficiaries are selected through a transparent process. The scheme is being implemented in all states and union territories of India.
The scheme has been successful in providing housing to a large number of urban poor. As of March 2022, the scheme has sanctioned loans to over 1 crore beneficiaries and disbursed over Rs. 1 lakh crore. The scheme has also helped in creating employment opportunities in the construction sector.
The other options are incorrect because they are not schemes aimed at providing housing to the urban poor in Mizoram.
a) Pradhan Mantri Gramin Awaas Yojana (PMAY-G) is a scheme aimed at providing housing to the rural poor in India.
c) Rajiv Awas Yojana (RAY) was a scheme aimed at providing housing to the urban poor in India. The scheme was launched in 2011 and was replaced by PMAY-U in 2015.
d) Indira Awas Yojana (IAY) was a scheme aimed at providing housing to the rural poor in India. The scheme was launched in 1985 and was replaced by PMAY-G in 2015.