The correct answer is: A. One year.
A non-early claim is a claim occurring after one year of taking a policy of insurance. This is because most insurance policies have a waiting period of one year before they will cover any claims. This is to prevent people from taking out a policy just before they need it and then making a claim.
Option B is incorrect because two years is not the standard waiting period for insurance policies.
Option C is incorrect because three years is not the standard waiting period for insurance policies.
Option D is incorrect because four years is not the standard waiting period for insurance policies.