Pradhan Mantri Jan-Dhan Yojana’ has been launched for
[amp_mcq option1=”providing housing loan to poor people at cheaper interest rates” option2=”promoting women’s Self-Help Groups in backward areas” option3=”promoting financial inclusion in the country” option4=”providing financial help to the marginalized communities” correct=”option3″]
This question was previously asked in
UPSC IAS – 2015
Option A is incorrect; housing loans are covered under different schemes (e.g., Pradhan Mantri Awas Yojana).
Option B is incorrect; promoting SHGs is usually part of rural development schemes like the National Rural Livelihood Mission.
Option D is partially correct as financial inclusion benefits marginalized communities, but the scheme’s scope and primary objective is broader – encompassing all households and promoting access to a range of financial services, not just direct financial help. Financial inclusion (C) is the overarching goal.