Consider the following statements regarding e-RUPI prepaid digital vouchers:
- 1. The maximum amount of e-RUPI is rupees one lakh.
- 2. Beneficiaries can receive e-RUPI without having a bank account.
- 3. To receive e-RUPI on mobile phones, beneficiaries need a smart phone with Internet connection.
Which of the statements given above is/are correct ?
1 and 2
3 only
1 and 3
2 only
Answer is Right!
Answer is Wrong!
This question was previously asked in
UPSC CDS-2 – 2022
Statement 2: e-RUPI is designed to be accessible to beneficiaries even if they do not have a bank account. It can be delivered via SMS or QR code. This is correct.
Statement 3: Beneficiaries can receive e-RUPI via SMS even on basic mobile phones without internet connection. While a smartphone with internet is needed to scan a QR code, receiving via SMS doesn’t require these. Thus, the statement that a smartphone with internet is *needed* to receive on mobile phones is incorrect.
Therefore, statements 1 and 2 are correct.
– It is a person-specific, purpose-specific payment solution.
– It works on basic phones (via SMS string) and smartphones (via QR code).