The correct answer is: b) Pradhan Mantri Awas Yojana (PMAY).
Pradhan Mantri Awas Yojana (PMAY) is a flagship housing scheme of the Government of India launched on 25 June 2015. The scheme aims to provide housing for all Indians by 2022. The scheme is implemented by the Ministry of Housing and Urban Affairs.
PMAY is a demand-driven scheme and is open to all Indian citizens who are not owners of a pucca house and whose annual income is less than Rs. 18 lakhs. The scheme provides financial assistance to eligible beneficiaries for construction or purchase of a house.
The scheme has four components:
- Pradhan Mantri Awas Yojana – Urban (PMAY-U): This component is for providing housing to the urban poor.
- Pradhan Mantri Awas Yojana – Rural (PMAY-R): This component is for providing housing to the rural poor.
- Pradhan Mantri Awas Yojana – Affordable Housing in Partnership (PMAY-AHP): This component is for providing housing to the middle class.
- Pradhan Mantri Awas Yojana – Credit Linked Subsidy Scheme (PMAY-CLSS): This component is for providing interest subsidy to the poor for construction or purchase of a house.
PMAY has been a very successful scheme and has helped millions of Indians to own a house. The scheme has also helped to boost the construction sector in India.
The other options are not focused on providing housing for the poor.
a) Pradhan Mantri Gram Sadak Yojana (PMGSY) is a rural roads scheme.
b) Deen Dayal Upadhyaya Grameen Kaushalya Yojana (DDU-GKY) is a skill development scheme.
c) Mission Antyodaya is a poverty alleviation scheme.