Disparities in HDI exist within Gujarat based on:

The correct answer is: All of the above.

Disparities in HDI exist within Gujarat based on gender, income, and urban-rural divide.

• Gender: Women in Gujarat have lower levels of education and employment than men. They also have less access to healthcare and other resources. This leads to a lower HDI for women than for men.
• Income: The richest 20% of the population in Gujarat has a much higher HDI than the poorest 20%. This is because the rich have access to better education, healthcare, and other resources.
• Urban-rural divide: The HDI is higher in urban areas than in rural areas. This is because urban areas have better infrastructure and services.

These disparities are a result of a number of factors, including discrimination, poverty, and lack of access to resources. They have a negative impact on the lives of people in Gujarat, and they hinder the state’s development.

The government of Gujarat has taken some steps to address these disparities, but more needs to be done. It is important to ensure that all people in Gujarat have access to education, healthcare, and other resources, regardless of their gender, income, or location. This will help to improve the HDI for all and promote the state’s development.