Official of the Company
Agent
Medical Examiner
Proposer
Answer is Right!
Answer is Wrong!
The correct answer is: D. Proposer
A moral hazard report is a document that is completed by an insurance applicant to disclose any information that could affect their insurability. This includes information about their health, financial history, and any criminal convictions. The report is used by the insurance company to assess the risk of insuring the applicant and to determine the appropriate premium.
The proposer is the person who is applying for insurance. They are responsible for completing the moral hazard report and providing accurate information. If the proposer provides false or misleading information, they could be denied coverage or the insurance company could cancel their policy.
The other options are incorrect because:
- An official of the company is not responsible for completing the moral hazard report. This is the responsibility of the proposer.
- An agent is a person who represents the insurance company and helps the proposer to apply for insurance. They are not responsible for completing the moral hazard report.
- A medical examiner is a doctor who investigates deaths. They are not responsible for completing the moral hazard report.