Identify the correct statement.

It is not always possible or even necessary for ethics in selling life insurance
Ethical behaviour will quite often conflict with business dealings
Ethical behaviour on the part of an agent will help in developing trust and confidence between an agent and his client
Ethics should matter to top management and not agents

The correct answer is C. Ethical behaviour on the part of an agent will help in developing trust and confidence between an agent and his client.

Ethics is a set of moral principles that guide a person’s behavior. It is important for life insurance agents to be ethical because they are dealing with people’s lives and finances. If an agent is not ethical, they may make decisions that are not in the best interests of their clients. This can damage the trust between the agent and the client, and it can also lead to legal problems.

There are many ways that an agent can be ethical. They can be honest and transparent with their clients, they can put their clients’ interests first, and they can avoid conflicts of interest. By being ethical, agents can build trust with their clients and help them make the best decisions for their future.

Option A is incorrect because ethics is always important, even in business dealings. Option B is incorrect because ethical behavior does not have to conflict with business dealings. Option D is incorrect because ethics should matter to everyone, not just top management.