The correct answer is: B. If the underwriter feels that the risk is more, he may impose a lien.
An underwriter is a person or company that assesses the risk of an insurance policy and decides whether to issue it. If the underwriter feels that the risk is too high, they may impose a lien on the property being insured. This means that they will have a claim on the property if the insured event occurs.
A lien is a legal right that allows a creditor to take possession of property if the debtor does not repay the debt. In the case of insurance, the underwriter is the creditor and the property being insured is the debtor. If the insured event occurs and the insured does not pay the claim, the underwriter can take possession of the property.
Option A is incorrect because the underwriter may not always accept a policy at a higher rate. They may decide to decline the policy altogether if they feel that the risk is too high.
Option C is incorrect because only option B is correct. Option A is incorrect.