Since the inception of the co-operative movement, rural credits has been A. institutionalized B. rationalized C. cheapened D. All of the above

The correct answer is D. All of the above.

Since the inception of the co-operative movement, rural credits has been institutionalized, rationalized, and cheapened.

• Institutionalized: Rural credit cooperatives have been established in many countries around the world. These cooperatives provide loans to farmers and other rural residents at low interest rates. This has helped to improve access to credit in rural areas and has also helped to reduce the cost of borrowing.
• Rationalized: Rural credit cooperatives have been organized in a more efficient way. This has helped to reduce costs and improve the quality of service.
• Cheapened: The cost of borrowing money from rural credit cooperatives has been reduced. This has made it easier for farmers and other rural residents to get the credit they need to improve their livelihoods.

The co-operative movement has had a significant impact on rural development. It has helped to improve access to credit, reduce the cost of borrowing, and improve the quality of life for rural residents.