Kerala Government Schemes

Insurance Scheme (Savalambam) for Disabled People in Kerala:

This is the insurance scheme named Savalambam for the disabled person in Kerala.
The main purpose of the scheme is to take care of disabled person and include them into the mainstream Society.
As centre as well as State Government has taken many initiative to make the working Environment friendly for disabled person.
This is the another step taken by the state government to help the disabled person in achieving the social and financial security.
This scheme has not been launched yet although it has been announced.
Eligibility Criteria:
Disabled person must have completed 65 year age.
The person must have disability over 40%.

Karunya Health Scheme:

Karunya health scheme provides a special health cover of Rs 2 Lakhs to the residents of Kerala at very low premium.
Under this scheme patient will get cashless treatment from the hundreds of government and private hospitals.
The lists of these hospitals are mentioned on the website of Karunya health scheme.
The funds for the scheme were already delivered by the state government.

Startup Village Entrepreneurship Program (SVEP):

Kerala government approved new start-up village entrepreneurship program for all the districts of Kerala.
The purpose of the new start-up village entrepreneurship program is to increase the no of entrepreneur and job opportunities in the state.
SVEP program will support over 2000 start-ups in the state.
Through SVEP program state government aims to prompting the start-up culture at the smaller cities, towns and villages, that will create more job opportunities.
Under this scheme a young entrepreneur who wants to setup his business will get financial assistance from the state government.

Old Age Homes and Day Care Centres Schemes:

State government has decided to support local self-governments for starting Old age homes and day care centre.
In this scheme state government will provide Rs 2 Lakhs to each institution to meet administrative expenses.
The running of Institution was entrusted to Kudumbasree and LSG provide Infrastructure-2/”>INFRASTRUCTURE and maintenance.
The role of LSG is to provide-
Land and Building
Infrastructure
Day-to-Day Maintenance &
Identify and engage Local Kudumbasree members for the functioning of the home.

Flagship Programme for Gender Awareness:

This scheme is governed by Central and state government.
There is one time central assistance from the government.
To give general awareness on the rising menace of domestic violence, sexual harassment, dowry demands and to initiate a sustained campaign for creating awareness that would enable young girls and Women to use the various provisions of law to defend themselves and seek remedial measures is the need of the hour in the state. Accordingly, this programme aims to overcome gender discrimination through several measures.
Assistance can be obtained from Social Justice Department through protection officers and through service providers accredited by the department.

State Award to Best Employees, Employers and Institutions for Differently Abled:

There are total 18 Awards for physically handicapped employees. There are 2 awards each for blind, deaf, locomotor disabled employees for government sector, private sector and public sector. One awards each for best placement employers in government, private and public sector. One award is given each for welfare institutions for handicapped in the different categories of blind, deaf, locomotor and mentally retarded.
The beneficiaries of this scheme will be permanent handicapped employees working in public, private and government sectors, Best placement agencies (govt., private & public) and handicapped welfare institutions.
Eligibity Criteria: Central/State/Public/Private Sector employees who are handicapped can apply. A Central/State/Public Sector institution which has 2% of total employees handicapped can apply. Welfare institutions for handicapped for blind, deaf and dump, locomotor disability and mental retardation can apply.

Application of handicapped employees must be recommended by the head of the office. Medical certificate, photo to prove disability should be along with the application. Employees and institution who got award once are not encouraged.

The Kerala government has a wide range of schemes and programs in place to improve the lives of its citizens. These schemes cover a wide range of areas, including agriculture, Animal Husbandry, archaeology, art and culture, Ayurveda, bamboo mission, Biodiversity-2/”>Biodiversity, Biotechnology, child development, civil supplies, cooperatives, Consumer protection, Disaster Management, drinking water, electricity, EMPLOYMENT generation, environment, excise, family welfare, Fisheries-2/”>Fisheries, food and civil supplies, forests, health, housing, human Resources development, information technology, Irrigation, khadi and village industries, labour and employment, land revenue, local self government, lottery, medical Education, minority welfare, panchayat raj, planning and development, police, power, public works, rural development, science and technology, social welfare, Sports and youth affairs, state planning board, tourism, transport, tribal affairs, urban affairs, women and child development, and youth affairs.

The following is a brief overview of some of the key schemes and programs implemented by the Kerala government:

Agriculture: The Kerala government has a number of schemes in place to support the agricultural sector. These include the Krishi Bhavan Scheme, which provides financial assistance to farmers, the Krishi Vigyan Kendra Scheme, which provides extension Services to farmers, and the Soil Health Card Scheme, which provides farmers with information on the health of their soil.
Animal Husbandry: The Kerala government has a number of schemes in place to support the animal husbandry sector. These include the Dairy Development Scheme, which provides financial assistance to dairy farmers, the Poultry Development Scheme, which provides financial assistance to poultry farmers, and the Sheep and Goat Development Scheme, which provides financial assistance to sheep and goat farmers.
Archaeology: The Kerala government has a number of schemes in place to protect and preserve the state’s archaeological heritage. These include the Archaeology Department Scheme, which provides financial assistance for archaeological research and conservation, and the Monuments and Museums Scheme, which provides financial assistance for the maintenance and upkeep of monuments and museums.
Art and Culture: The Kerala government has a number of schemes in place to promote art and culture in the state. These include the Kerala State Chalachitra Academy Scheme, which provides financial assistance to filmmakers, the Kerala State Lalithakala Akademi Scheme, which provides financial assistance to artists, and the Kerala State Sangeet Natak Akademi Scheme, which provides financial assistance to musicians and dancers.
Ayurveda: The Kerala government has a number of schemes in place to promote Ayurveda in the state. These include the Ayurveda Department Scheme, which provides financial assistance for Ayurveda research and development, and the Ayurveda Hospitals Scheme, which provides financial assistance for the establishment and operation of Ayurveda hospitals.
Bamboo Mission: The Kerala government has a number of schemes in place to promote the cultivation and use of bamboo in the state. These include the Bamboo Mission Scheme, which provides financial assistance for bamboo cultivation and processing, and the Bamboo Development Corporation Scheme, which provides financial assistance for the establishment and operation of bamboo-based industries.
Biodiversity: The Kerala government has a number of schemes in place to protect and conserve the state’s biodiversity. These include the Biodiversity Management Committee Scheme, which provides financial assistance for the establishment and operation of biodiversity management committees, and the Biodiversity conservation Fund Scheme, which provides financial assistance for biodiversity conservation projects.
Biotechnology: The Kerala government has a number of schemes in place to promote biotechnology in the state. These include the Biotechnology Department Scheme, which provides financial assistance for biotechnology research and development, and the Biotechnology Parks Scheme, which provides financial assistance for the establishment and operation of biotechnology parks.
Child Development: The Kerala government has a number of schemes in place to promote the welfare of children in the state. These include the Integrated Child Development Scheme, which provides a range of services to children, including health care, Nutrition, education, and recreation, and the Anganwadi Scheme, which provides day care and preschool education to children.
Civil Supplies: The Kerala government has a number of schemes in place to ensure the availability of essential commodities at reasonable prices. These include the Public Distribution System, which provides subsidized food grains to ration card holders, and the Price Control Scheme, which regulates the prices of essential commodities.
Cooperatives: The Kerala government has a number of schemes in place to promote the cooperative sector in the state. These include the Kerala State Cooperative Bank Scheme, which provides financial assistance to cooperatives, and the Kerala State Cooperative Marketing Federation Scheme, which markets the products of cooperatives.
Consumer Protection: The Kerala government has a number of schemes in place to protect the interests of consumers in the state. These include the Consumer Protection Act, which provides for the establishment of consumer protection councils, and the Consumer Disputes Redressal Forum, which adjudicates consumer disputes.
Disaster Management: The Kerala government has a number of schemes in place to mitigate the effects of disasters in the state. These include the State Disaster

Here are some frequently asked questions and short answers about Kerala Government Schemes:

What are the different types of Kerala Government Schemes?

There are many different types of Kerala Government Schemes, including schemes for education, health, agriculture, employment, and social welfare.

Who is eligible for Kerala Government Schemes?

Eligibility for Kerala Government Schemes varies depending on the scheme. In general, schemes are open to all residents of Kerala who meet the eligibility criteria.

How can I apply for a Kerala Government Scheme?

Application procedures vary depending on the scheme. In general, you can apply for a Kerala Government Scheme online or by submitting a hard copy application form to the relevant government department.

What are the benefits of applying for a Kerala Government Scheme?

The benefits of applying for a Kerala Government Scheme vary depending on the scheme. In general, schemes offer financial assistance, training, or other support to help people improve their lives.

How can I find out more about Kerala Government Schemes?

You can find out more about Kerala Government Schemes on the government’s website or by contacting the relevant government department.

What are the latest Kerala Government Schemes?

The latest Kerala Government Schemes are announced on a regular basis. You can find out about the latest schemes on the government’s website or by contacting the relevant government department.

How can I get help with applying for a Kerala Government Scheme?

If you need help with applying for a Kerala Government Scheme, you can contact the relevant government department or a non-governmental organization that provides assistance with government schemes.

What are the common problems people face when applying for Kerala Government Schemes?

Some common problems people face when applying for Kerala Government Schemes include not meeting the eligibility criteria, not submitting the required documents, and not filling out the application form correctly.

What can I do if I have a problem with a Kerala Government Scheme?

If you have a problem with a Kerala Government Scheme, you can contact the relevant government department or a non-governmental organization that provides assistance with government schemes.

What is the future of Kerala Government Schemes?

The future of Kerala Government Schemes is bright. The government is committed to providing assistance to its citizens, and the schemes are constantly being improved to meet the needs of the people.

Sure. Here are some MCQs without mentioning the topic Kerala Government Schemes:

Which of the following is not a government scheme?
(A) Pradhan Mantri Jan Dhan Yojana
(B) Mahatma Gandhi National Rural Employment Guarantee Act
(C) Atal Pension Yojana
(D) Kerala State Lottery
The minimum age to open a Jan Dhan account is:
(A) 18 years
(B) 16 years
(C) 14 years
(D) 12 years
The maximum amount that can be withdrawn from a Jan Dhan account at any time is:
(A) Rs. 10,000
(B) Rs. 20,000
(C) Rs. 30,000
(D) Rs. 50,000
The interest rate on Jan Dhan accounts is:
(A) 4%
(B) 5%
(C) 6%
(D) 7%
Which of the following is not a benefit of the Mahatma Gandhi National Rural Employment Guarantee Act?
(A) 100 days of guaranteed employment per year
(B) Payment of wages at the rate of not less than the minimum wage
(C) Payment of wages within 15 days of the completion of work
(D) Payment of Unemployment allowance in case of non-availability of work
The minimum wage under the Mahatma Gandhi National Rural Employment Guarantee Act is:
(A) Rs. 150 per day
(B) Rs. 200 per day
(C) Rs. 250 per day
(D) Rs. 300 per day
The maximum number of days of employment that can be provided under the Mahatma Gandhi National Rural Employment Guarantee Act in a financial year is:
(A) 100 days
(B) 150 days
(C) 200 days
(D) 250 days
The Atal Pension Yojana is a pension scheme for:
(A) Individuals
(B) Couples
(C) Families
(D) Self-employed persons
The minimum age to join the Atal Pension Yojana is:
(A) 18 years
(B) 21 years
(C) 24 years
(D) 28 years
The maximum age to join the Atal Pension Yojana is:
(A) 40 years
(B) 45 years
(C) 50 years
(D) 55 years
The minimum monthly contribution to the Atal Pension Yojana is:
(A) Rs. 100
(B) Rs. 200
(C) Rs. 300
(D) Rs. 500
The maximum monthly contribution to the Atal Pension Yojana is:
(A) Rs. 1,000
(B) Rs. 2,000
(C) Rs. 3,000
(D) Rs. 5,000
The government of Kerala offers a lottery scheme called:
(A) Karunya Plus
(B) Win Win
(C) Sthree Sakthi
(D) Dhanasree
The first prize in the Karunya Plus lottery is:
(A) Rs. 1 crore
(B) Rs. 2 crore
(C) Rs. 3 crore
(D) Rs. 5 crore
The second prize in the Karunya Plus lottery is:
(A) Rs. 50 lakhs
(B) Rs. 75 lakhs
(C) Rs. 1 crore
(D) Rs. 1.5 crore

I hope these MCQs were helpful. Please let me know if you have any other questions.