Mains Syllabus of IDBI Executive Exam 2024
Section 1: General Awareness
1.1 Current Affairs
- National: Major events, policies, schemes, and initiatives of the Indian government.
- International: Global events, political developments, economic trends, and international organizations.
- Banking and Finance: Recent developments in the Indian banking and financial sector, including regulations, policies, and key players.
- Economy: Economic indicators, trends, and policies affecting the Indian economy.
- Social Issues: Contemporary social issues, including poverty, inequality, education, healthcare, and environment.
1.2 Static GK
- Indian History: Ancient, Medieval, and Modern Indian history, including important events, personalities, and movements.
- Indian Geography: Physical features, climate, natural resources, and major industries.
- Indian Polity: Constitution of India, fundamental rights, and important institutions.
- Indian Economy: Basic economic concepts, economic indicators, and major sectors of the Indian economy.
- General Science: Basic concepts of physics, chemistry, biology, and environmental science.
1.3 Banking Awareness
- History and Evolution of Banking: Origin and development of banking in India, major milestones, and key players.
- Types of Banks: Commercial banks, cooperative banks, rural banks, and specialized banks.
- Banking Products and Services: Deposits, loans, credit cards, debit cards, and other banking services.
- Banking Regulations: RBI regulations, banking laws, and regulatory framework.
- Financial Markets: Money market, capital market, and foreign exchange market.
1.4 Financial Awareness
- Financial Institutions: RBI, SEBI, IRDA, and other financial institutions.
- Financial Instruments: Shares, bonds, mutual funds, and other financial instruments.
- Financial Markets: Stock market, bond market, and commodity market.
- Financial Planning: Personal finance, investment planning, and retirement planning.
- Financial Literacy: Understanding financial concepts, managing personal finances, and making informed financial decisions.
Section 2: Reasoning and Quantitative Aptitude
2.1 Reasoning Ability
- Verbal Reasoning: Analogies, classifications, series, coding-decoding, blood relations, directions, and puzzles.
- Non-Verbal Reasoning: Figure series, mirror images, water images, embedded figures, and spatial reasoning.
- Logical Reasoning: Syllogisms, statements and assumptions, conclusions, and critical reasoning.
- Data Interpretation: Tables, charts, graphs, and data analysis.
2.2 Quantitative Aptitude
- Arithmetic: Number systems, percentages, profit and loss, simple and compound interest, time and work, speed, distance, and time.
- Algebra: Equations, inequalities, quadratic equations, and functions.
- Geometry: Lines, angles, triangles, circles, and mensuration.
- Trigonometry: Basic trigonometric ratios, identities, and applications.
- Data Interpretation: Tables, charts, graphs, and data analysis.
Section 3: English Language
3.1 Reading Comprehension
- Comprehension of passages: Understanding the main idea, identifying key points, drawing inferences, and answering questions based on the passage.
- Vocabulary: Synonyms, antonyms, idioms, and phrases.
- Grammar: Parts of speech, tenses, subject-verb agreement, and sentence structure.
- Error Detection: Identifying grammatical errors in sentences.
- Sentence Improvement: Choosing the best option to improve a sentence.
3.2 Writing Ability
- Paragraph Writing: Writing coherent and grammatically correct paragraphs on given topics.
- Essay Writing: Writing essays on various topics, demonstrating clarity of thought, logical organization, and effective language use.
- Letter Writing: Writing formal and informal letters, including business letters, application letters, and personal letters.
Section 4: Computer Knowledge
4.1 Basic Computer Concepts
- Hardware: Components of a computer system, their functions, and basic troubleshooting.
- Software: Operating systems, application software, and system software.
- Networking: Types of networks, network protocols, and internet basics.
- Data Management: File systems, databases, and data security.
- Computer Security: Viruses, malware, and cybersecurity measures.
4.2 MS Office Suite
- MS Word: Basic word processing features, formatting, and document creation.
- MS Excel: Spreadsheet basics, formulas, functions, and data analysis.
- MS PowerPoint: Presentation creation, slide design, and presentation delivery.
4.3 Internet and Web Browsing
- Internet Basics: Web browsers, search engines, and email.
- Web Technologies: HTML, CSS, and JavaScript.
- E-commerce: Online shopping, digital payments, and online banking.
Section 5: General Banking Knowledge
5.1 Banking Operations
- Deposit Operations: Types of deposits, deposit accounts, and deposit management.
- Loan Operations: Types of loans, loan processing, and loan recovery.
- Payment Systems: NEFT, RTGS, IMPS, and other payment systems.
- Customer Service: Customer relationship management, complaint handling, and customer satisfaction.
- Branch Operations: Day-to-day operations of a bank branch, including cash management, treasury operations, and back office functions.
5.2 Banking Products and Services
- Deposits: Savings accounts, current accounts, fixed deposits, and recurring deposits.
- Loans: Home loans, personal loans, auto loans, and business loans.
- Credit Cards: Types of credit cards, credit card features, and credit card management.
- Debit Cards: Types of debit cards, debit card features, and debit card usage.
- Other Banking Services: Locker facilities, insurance products, and investment products.
5.3 Banking Regulations and Policies
- RBI Regulations: Monetary policy, banking regulations, and prudential norms.
- Banking Laws: Banking Companies Act, Reserve Bank of India Act, and other relevant laws.
- Financial Inclusion: Initiatives for financial inclusion, microfinance, and financial literacy.
- Digital Banking: Mobile banking, internet banking, and digital payments.
Section 6: Financial Markets
6.1 Money Market
- Money Market Instruments: Treasury bills, commercial paper, and certificates of deposit.
- Money Market Operations: Repo rate, reverse repo rate, and open market operations.
- Money Market Participants: Commercial banks, financial institutions, and corporations.
6.2 Capital Market
- Capital Market Instruments: Shares, bonds, and mutual funds.
- Capital Market Participants: Stock exchanges, brokers, and investors.
- Capital Market Regulations: SEBI regulations and other relevant regulations.
6.3 Foreign Exchange Market
- Foreign Exchange Rates: Spot rates, forward rates, and exchange rate fluctuations.
- Foreign Exchange Transactions: Spot transactions, forward transactions, and derivatives.
- Foreign Exchange Regulations: FEMA regulations and other relevant regulations.
Section 7: Financial Institutions
7.1 Reserve Bank of India (RBI)
- Functions of RBI: Monetary policy, banking regulation, and financial stability.
- RBI Policies: Interest rate policy, liquidity management, and inflation control.
- RBI Structure: Organization, departments, and key officials.
7.2 Securities and Exchange Board of India (SEBI)
- Functions of SEBI: Capital market regulation, investor protection, and market development.
- SEBI Regulations: Listing regulations, trading regulations, and investor protection regulations.
- SEBI Structure: Organization, departments, and key officials.
7.3 Insurance Regulatory and Development Authority of India (IRDAI)
- Functions of IRDAI: Insurance regulation, policy development, and consumer protection.
- IRDAI Regulations: Insurance product regulations, solvency regulations, and consumer protection regulations.
- IRDAI Structure: Organization, departments, and key officials.
7.4 Other Financial Institutions
- National Bank for Agriculture and Rural Development (NABARD)
- Small Industries Development Bank of India (SIDBI)
- Export-Import Bank of India (EXIM Bank)
- Housing and Urban Development Corporation (HUDCO)
Section 8: Current Trends in Banking and Finance
8.1 Digital Banking
- Mobile Banking: Mobile apps, mobile wallets, and mobile payments.
- Internet Banking: Online banking services, online payments, and online account management.
- Digital Payments: UPI, BHIM, and other digital payment platforms.
8.2 Financial Technology (FinTech)
- FinTech Innovations: Blockchain technology, artificial intelligence, and big data analytics.
- FinTech Applications: Digital lending, payments, and investment platforms.
- FinTech Regulations: Regulatory framework for FinTech companies.
8.3 Financial Inclusion
- Financial Inclusion Initiatives: Pradhan Mantri Jan Dhan Yojana, Mudra Yojana, and other schemes.
- Financial Literacy: Promoting financial literacy among the masses.
- Access to Financial Services: Expanding access to banking and financial services in rural areas.
8.4 Sustainable Finance
- ESG Investing: Environmental, social, and governance factors in investment decisions.
- Green Finance: Financing projects that promote environmental sustainability.
- Sustainable Banking: Integrating sustainability principles into banking operations.
Section 9: Economic and Social Issues
9.1 Indian Economy
- Economic Indicators: GDP, inflation, unemployment, and fiscal deficit.
- Economic Policies: Monetary policy, fiscal policy, and industrial policy.
- Major Economic Sectors: Agriculture, industry, and services.
9.2 Social Issues
- Poverty and Inequality: Poverty alleviation programs, income inequality, and social welfare schemes.
- Education and Healthcare: Education system, healthcare infrastructure, and social development programs.
- Environment and Climate Change: Environmental protection, climate change mitigation, and sustainable development.
Section 10: General Awareness
10.1 Current Events
- National: Major events, policies, schemes, and initiatives of the Indian government.
- International: Global events, political developments, economic trends, and international organizations.
10.2 Static GK
- Indian History: Ancient, Medieval, and Modern Indian history, including important events, personalities, and movements.
- Indian Geography: Physical features, climate, natural resources, and major industries.
- Indian Polity: Constitution of India, fundamental rights, and important institutions.
- General Science: Basic concepts of physics, chemistry, biology, and environmental science.
Table 1: Key Economic Indicators
| Indicator | Description |
|---|---|
| GDP | Gross Domestic Product, the total value of goods and services produced in a country |
| Inflation | The rate at which prices of goods and services increase over time |
| Unemployment | The percentage of the labor force that is unemployed |
| Fiscal Deficit | The difference between government spending and government revenue |
Table 2: Major Financial Institutions in India
| Institution | Function |
|---|---|
| Reserve Bank of India (RBI) | Central bank of India, responsible for monetary policy, banking regulation, and financial stability |
| Securities and Exchange Board of India (SEBI) | Regulator of the Indian capital market, responsible for investor protection and market development |
| Insurance Regulatory and Development Authority of India (IRDAI) | Regulator of the Indian insurance industry, responsible for policy development and consumer protection |
| National Bank for Agriculture and Rural Development (NABARD) | Development bank for agriculture and rural development |
| Small Industries Development Bank of India (SIDBI) | Development bank for small and medium enterprises |
| Export-Import Bank of India (EXIM Bank) | Specialized bank for financing exports and imports |
| Housing and Urban Development Corporation (HUDCO) | Development bank for housing and urban development |
This comprehensive syllabus provides a detailed overview of the topics covered in the IDBI Executive Exam 2024. By thoroughly preparing for each section, candidates can increase their chances of success in the exam. Remember to refer to reliable study materials, practice mock tests, and stay updated on current affairs to enhance your knowledge and understanding of the subject matter.
Frequently Asked Questions (FAQs) and Short Answers for IDBI Executive Exam 2024 Mains Syllabus
General Awareness
Q: What are some recent key events in Indian banking and finance?
A: The introduction of UPI, the rise of digital lending platforms, and the consolidation of public sector banks are some key recent developments.
Q: What are the major social issues facing India today?
A: Poverty, inequality, education, healthcare, and environmental degradation are some of the prominent social issues.
Q: What are the key functions of the Reserve Bank of India (RBI)?
A: RBI manages monetary policy, regulates banks, and ensures financial stability in the country.
Reasoning and Quantitative Aptitude
Q: What are some common types of reasoning questions?
A: Analogies, classifications, series, coding-decoding, blood relations, directions, and puzzles are frequently asked.
Q: What are the key areas covered in quantitative aptitude?
A: Arithmetic, algebra, geometry, trigonometry, and data interpretation are essential topics.
English Language
Q: How can I improve my reading comprehension skills?
A: Practice reading diverse texts, identify key ideas, and analyze the author’s intent.
Q: What are some common grammatical errors to watch out for?
A: Subject-verb agreement, tense consistency, and correct use of articles are crucial.
Computer Knowledge
Q: What are the essential components of a computer system?
A: Hardware includes CPU, RAM, storage, and peripherals, while software includes operating systems and applications.
Q: What are some basic networking concepts?
A: Understanding LAN, WAN, and the internet, along with protocols like TCP/IP, is important.
General Banking Knowledge
Q: What are the different types of bank deposits?
A: Savings accounts, current accounts, fixed deposits, and recurring deposits are common types.
Q: What are the key features of a credit card?
A: Credit limit, interest rates, reward points, and annual fees are important considerations.
Financial Markets
Q: What are the main instruments traded in the money market?
A: Treasury bills, commercial paper, and certificates of deposit are key instruments.
Q: What are the key functions of the stock market?
A: It facilitates the buying and selling of shares, raising capital for companies, and providing investment opportunities.
Financial Institutions
Q: What are the key roles of SEBI in the Indian capital market?
A: SEBI regulates the market, protects investors, and promotes fair practices.
Q: What are the main functions of IRDAI?
A: IRDAI regulates the insurance sector, ensures solvency of insurers, and protects policyholders.
Current Trends in Banking and Finance
Q: What are some key aspects of digital banking?
A: Mobile banking, internet banking, and digital payments are transforming the banking landscape.
Q: What are the potential benefits of FinTech?
A: FinTech innovations can improve financial access, efficiency, and customer experience.
Economic and Social Issues
Q: What are some key economic indicators to track the health of the Indian economy?
A: GDP growth, inflation, unemployment, and fiscal deficit are important indicators.
Q: What are some government initiatives to address poverty and inequality?
A: Pradhan Mantri Jan Dhan Yojana, Mudra Yojana, and other schemes aim to uplift the underprivileged.
General Awareness
Q: How can I stay updated on current affairs?
A: Read newspapers, watch news channels, and follow reputable online sources.
Q: What are some important historical events in Indian history?
A: The Indian independence movement, the partition of India, and the Green Revolution are significant events.
Q: What are the key features of the Indian Constitution?
A: Fundamental rights, directive principles, and the separation of powers are crucial aspects.
This list of FAQs and short answers provides a starting point for your preparation. Remember to delve deeper into each topic and explore various resources to gain a comprehensive understanding of the IDBI Executive Exam 2024 syllabus.