Mains Syllabus of federal bank po Exam 2024

Mains Syllabus of Federal Bank PO Exam 2024

1. General Awareness

1.1 Current Affairs:

• National: Major events, policies, schemes, and initiatives of the Indian government.
• International: Global events, major international organizations, and their activities.
• Banking and Finance: Recent developments in the Indian banking and financial sector, including RBI policies, new regulations, and financial market trends.
• Economy: Key economic indicators, government budgets, and economic reforms.
• Science and Technology: Major scientific discoveries, technological advancements, and their impact on society.
• Sports: Major sporting events and achievements of Indian athletes.
• Culture and Heritage: Important cultural events, festivals, and heritage sites.

1.2 Static GK:

• Indian History: Ancient, Medieval, and Modern India, including important personalities, movements, and events.
• Indian Geography: Physical features, climate, natural resources, and major industries.
• Indian Polity: Constitution of India, fundamental rights and duties, important institutions, and governance.
• Indian Economy: Economic structure, major sectors, and challenges.
• General Science: Basic concepts of physics, chemistry, and biology.

1.3 Banking Awareness:

• History and Structure of Indian Banking: Evolution of the banking system, types of banks, and their functions.
• RBI and its Functions: Role of the Reserve Bank of India in regulating and supervising the banking sector.
• Banking Products and Services: Different types of accounts, loans, and other financial products offered by banks.
• Financial Inclusion: Initiatives and schemes aimed at promoting financial inclusion in India.
• Digital Banking: Mobile banking, internet banking, and other digital banking services.

1.4 Current Trends in Banking:

• FinTech: Impact of technology on the banking sector, including blockchain, artificial intelligence, and big data.
• Open Banking: Sharing of customer data between banks and third-party providers.
• Sustainable Banking: Initiatives to promote environmentally and socially responsible banking practices.
• Cybersecurity: Threats and challenges to the banking sector from cyberattacks.

2. Reasoning Ability

2.1 Verbal Reasoning:

• Analogies: Identifying relationships between words or concepts.
• Classification: Grouping items based on shared characteristics.
• Series: Identifying patterns in sequences of numbers, letters, or words.
• Coding-Decoding: Deciphering codes and messages.
• Blood Relations: Understanding family relationships and solving problems based on them.
• Direction Sense: Determining directions and distances based on given information.
• Logical Deduction: Drawing conclusions from given statements.
• Critical Reasoning: Analyzing arguments and identifying fallacies.
• Verbal Logic: Solving problems based on logical reasoning and verbal skills.

2.2 Non-Verbal Reasoning:

• Figure Series: Identifying patterns in sequences of figures.
• Analogy: Identifying relationships between figures.
• Classification: Grouping figures based on shared characteristics.
• Mirror Image: Identifying the mirror image of a given figure.
• Water Image: Identifying the water image of a given figure.
• Paper Folding and Cutting: Solving problems based on folding and cutting paper.
• Cube and Dice: Solving problems based on the properties of cubes and dice.
• Spatial Reasoning: Visualizing and manipulating objects in space.

2.3 Data Interpretation:

• Tables: Analyzing and interpreting data presented in tables.
• Graphs: Analyzing and interpreting data presented in bar graphs, line graphs, pie charts, etc.
• Charts: Analyzing and interpreting data presented in charts.
• Data Sufficiency: Determining whether the given information is sufficient to solve a problem.

3. Quantitative Aptitude

3.1 Arithmetic:

• Number System: Properties of numbers, divisibility rules, HCF and LCM, etc.
• Percentage: Calculating percentages, profit and loss, simple and compound interest, etc.
• Ratio and Proportion: Solving problems involving ratios and proportions.
• Average: Calculating averages and weighted averages.
• Time and Work: Solving problems related to time, work, and efficiency.
• Time and Distance: Solving problems related to speed, distance, and time.
• Speed, Time, and Distance: Calculating speed, time, and distance based on given information.
• Mixture and Alligation: Solving problems involving mixtures and alligations.
• Problems on Ages: Solving problems related to ages.

3.2 Algebra:

• Linear Equations: Solving linear equations in one or two variables.
• Quadratic Equations: Solving quadratic equations and finding roots.
• Inequalities: Solving inequalities and representing solutions on a number line.
• Surds and Indices: Simplifying expressions involving surds and indices.
• Logarithms: Solving problems involving logarithms.

3.3 Geometry:

• Lines and Angles: Properties of lines, angles, and triangles.
• Triangles: Properties of triangles, congruence, similarity, etc.
• Quadrilaterals: Properties of quadrilaterals, squares, rectangles, etc.
• Circles: Properties of circles, chords, tangents, etc.
• Mensuration: Calculating areas and volumes of various shapes.

3.4 Data Interpretation:

• Tables: Analyzing and interpreting data presented in tables.
• Graphs: Analyzing and interpreting data presented in bar graphs, line graphs, pie charts, etc.
• Charts: Analyzing and interpreting data presented in charts.
• Data Sufficiency: Determining whether the given information is sufficient to solve a problem.

4. English Language

4.1 Reading Comprehension:

• Comprehension of Passages: Understanding the main idea, supporting details, and author’s tone in passages.
• Inference and Interpretation: Drawing conclusions and making inferences from the given text.
• Vocabulary: Understanding the meaning of words and phrases in context.
• Critical Analysis: Evaluating the author’s arguments and identifying biases.

4.2 Grammar:

• Parts of Speech: Understanding the different parts of speech and their functions.
• Tenses: Using tenses correctly to express time.
• Subject-Verb Agreement: Ensuring that the subject and verb agree in number and person.
• Articles: Using articles (a, an, the) correctly.
• Prepositions: Using prepositions correctly to show relationships between words.
• Conjunctions: Using conjunctions to connect words, phrases, and clauses.
• Sentence Structure: Understanding the different types of sentences and their structures.
• Punctuation: Using punctuation marks correctly to clarify meaning.

4.3 Vocabulary:

• Synonyms and Antonyms: Identifying words with similar and opposite meanings.
• Idioms and Phrases: Understanding the meaning of common idioms and phrases.
• One-Word Substitutions: Replacing phrases with single words.
• Word Formation: Understanding how words are formed through prefixes, suffixes, and roots.

4.4 Composition:

• Paragraph Writing: Writing coherent and well-structured paragraphs.
• Essay Writing: Writing essays on various topics, including argumentative, descriptive, and narrative essays.
• Letter Writing: Writing formal and informal letters.
• Précis Writing: Summarizing a given passage in a concise and accurate manner.

5. Computer Knowledge

5.1 Basics of Computers:

• Hardware: Understanding the components of a computer system, including the CPU, RAM, hard drive, etc.
• Software: Understanding the different types of software, including operating systems, applications, and utilities.
• Networking: Basic concepts of computer networks, including LAN, WAN, and the internet.
• Internet and Web: Understanding how the internet works and the basics of web browsing.
• MS Office Suite: Basic knowledge of Microsoft Word, Excel, PowerPoint, and Outlook.

5.2 Computer Security:

• Cybersecurity Threats: Understanding common cybersecurity threats, including viruses, malware, phishing, etc.
• Data Security: Understanding the importance of data security and best practices for protecting data.
• Password Management: Creating strong passwords and using password managers.
• Firewall and Antivirus: Understanding the role of firewalls and antivirus software in protecting computers.

5.3 Emerging Technologies:

• Cloud Computing: Understanding the basics of cloud computing and its benefits.
• Artificial Intelligence (AI): Basic understanding of AI and its applications.
• Blockchain Technology: Understanding the basics of blockchain technology and its potential applications.
• Internet of Things (IoT): Understanding the concept of IoT and its impact on various industries.

6. General Banking Knowledge

6.1 Banking Operations:

• Types of Accounts: Understanding different types of bank accounts, including savings accounts, current accounts, and fixed deposits.
• Loan Products: Understanding different types of loans offered by banks, including home loans, personal loans, and business loans.
• Payment Systems: Understanding different payment systems, including NEFT, RTGS, and UPI.
• Banking Regulations: Understanding the regulations governing the banking sector in India.
• Customer Service: Understanding the importance of customer service in banking.

6.2 Financial Markets:

• Money Market: Understanding the money market and its instruments.
• Capital Market: Understanding the capital market and its instruments.
• Foreign Exchange Market: Understanding the foreign exchange market and its operations.
• Derivatives Market: Understanding the derivatives market and its instruments.

6.3 Financial Institutions:

• RBI: Understanding the role of the Reserve Bank of India in regulating the banking sector.
• SEBI: Understanding the role of the Securities and Exchange Board of India in regulating the capital market.
• IRDAI: Understanding the role of the Insurance Regulatory and Development Authority of India in regulating the insurance sector.

6.4 Financial Products:

• Mutual Funds: Understanding mutual funds and their different types.
• Insurance: Understanding different types of insurance, including life insurance, health insurance, and property insurance.
• Bonds: Understanding bonds and their different types.
• Shares: Understanding shares and their different types.

7. Financial Inclusion

7.1 Importance of Financial Inclusion:

• Economic Growth: How financial inclusion contributes to economic growth and development.
• Poverty Reduction: How financial inclusion helps reduce poverty and inequality.
• Social Empowerment: How financial inclusion empowers individuals and communities.

7.2 Initiatives for Financial Inclusion:

• Government Schemes: Understanding government schemes aimed at promoting financial inclusion, such as Pradhan Mantri Jan Dhan Yojana and Mudra Yojana.
• Financial Institutions: Understanding the role of financial institutions in promoting financial inclusion.
• Technology: Understanding the role of technology in promoting financial inclusion, such as mobile banking and digital payments.

7.3 Challenges to Financial Inclusion:

• Lack of Awareness: Understanding the challenges posed by lack of awareness about financial products and services.
• Financial Literacy: Understanding the challenges posed by low financial literacy levels.
• Access to Services: Understanding the challenges posed by limited access to financial services in rural and remote areas.

8. Economic and Social Issues

8.1 Indian Economy:

• Economic Growth: Understanding the factors driving economic growth in India.
• Inflation: Understanding the causes and consequences of inflation.
• Unemployment: Understanding the causes and consequences of unemployment.
• Fiscal Policy: Understanding the role of fiscal policy in managing the economy.
• Monetary Policy: Understanding the role of monetary policy in managing the economy.

8.2 Social Issues:

• Poverty: Understanding the causes and consequences of poverty in India.
• Inequality: Understanding the causes and consequences of inequality in India.
• Education: Understanding the challenges and opportunities in the education sector.
• Healthcare: Understanding the challenges and opportunities in the healthcare sector.
• Environment: Understanding the environmental challenges facing India.

9. Current Trends in Banking

9.1 Digital Banking:

• Mobile Banking: Understanding the features and benefits of mobile banking.
• Internet Banking: Understanding the features and benefits of internet banking.
• Digital Payments: Understanding the different types of digital payments, including UPI, BHIM, and Paytm.
• FinTech: Understanding the impact of FinTech on the banking sector.

9.2 Open Banking:

• Data Sharing: Understanding the concept of open banking and how it enables data sharing between banks and third-party providers.
• Innovation: Understanding how open banking fosters innovation in the financial services industry.
• Customer Benefits: Understanding the benefits of open banking for customers.

9.3 Sustainable Banking:

• Environmental Sustainability: Understanding the role of banks in promoting environmental sustainability.
• Social Responsibility: Understanding the role of banks in promoting social responsibility.
• ESG Investing: Understanding the concept of ESG investing and its impact on the banking sector.

9.4 Cybersecurity:

• Cybersecurity Threats: Understanding the cybersecurity threats facing the banking sector.
• Data Breaches: Understanding the consequences of data breaches in the banking sector.
• Cybersecurity Measures: Understanding the cybersecurity measures that banks are taking to protect themselves and their customers.

10. Ethics and Values

• Integrity: Understanding the importance of integrity in banking.
• Transparency: Understanding the importance of transparency in banking.
• Accountability: Understanding the importance of accountability in banking.
• Customer Focus: Understanding the importance of customer focus in banking.
• Professionalism: Understanding the importance of professionalism in banking.

Table 1: Important Financial Institutions and their Functions

Institution	Function
Reserve Bank of India (RBI)	Regulates and supervises the banking sector, manages the country’s currency, and implements monetary policy.
Securities and Exchange Board of India (SEBI)	Regulates the capital market, including stock exchanges, mutual funds, and other financial instruments.
Insurance Regulatory and Development Authority of India (IRDAI)	Regulates the insurance sector, including life insurance, health insurance, and property insurance.
National Bank for Agriculture and Rural Development (NABARD)	Provides credit and other financial services to the agricultural and rural sectors.
Small Industries Development Bank of India (SIDBI)	Provides financial assistance to small and medium enterprises (SMEs).
Export-Import Bank of India (EXIM Bank)	Provides financial assistance to exporters and importers.

Table 2: Key Economic Indicators

Indicator	Definition
Gross Domestic Product (GDP)	The total value of goods and services produced in a country in a given period.
Inflation	A sustained increase in the general price level of goods and services.
Unemployment Rate	The percentage of the labor force that is unemployed.
Fiscal Deficit	The difference between government spending and government revenue.
Current Account Deficit	The difference between a country’s exports and imports of goods and services.
Foreign Exchange Reserves	The amount of foreign currency held by a country’s central bank.

Frequently Asked Questions (FAQs) and Short Answers for Federal Bank PO Mains Syllabus 2024

General Awareness:

Q: What are some important recent events in the Indian banking sector?
A: RBI’s monetary policy changes, new regulations on digital lending, and the rise of FinTech companies are key recent developments.

Q: What are the major challenges facing the Indian economy?
A: Inflation, unemployment, and income inequality are some of the major challenges.

Q: What are some important initiatives taken by the Indian government for financial inclusion?
A: Pradhan Mantri Jan Dhan Yojana and Mudra Yojana are prominent examples.

Reasoning Ability:

Q: What are some common types of logical reasoning questions?
A: Analogies, classifications, series, coding-decoding, and blood relations are frequently asked.

Q: How can I improve my data interpretation skills?
A: Practice analyzing tables, graphs, and charts, and focus on understanding trends and patterns.

Quantitative Aptitude:

Q: What are some important topics in arithmetic?
A: Percentage, ratio and proportion, average, time and work, and time and distance are crucial.

Q: How can I solve problems involving quadratic equations?
A: Learn to factorize quadratic equations and use the quadratic formula.

English Language:

Q: How can I improve my reading comprehension skills?
A: Practice reading different types of passages, identify the main idea, and analyze the author’s tone.

Q: What are some common grammatical errors to avoid?
A: Pay attention to subject-verb agreement, tense usage, and correct article usage.

Computer Knowledge:

Q: What are some basic computer hardware components?
A: CPU, RAM, hard drive, and motherboard are essential components.

Q: What are some common cybersecurity threats?
A: Viruses, malware, phishing, and ransomware are major threats.

General Banking Knowledge:

Q: What are the different types of bank accounts?
A: Savings accounts, current accounts, and fixed deposits are common types.

Q: What are some important financial markets?
A: Money market, capital market, foreign exchange market, and derivatives market are key markets.

Financial Inclusion:

Q: What are the benefits of financial inclusion?
A: It promotes economic growth, reduces poverty, and empowers individuals.

Q: What are some challenges to financial inclusion?
A: Lack of awareness, low financial literacy, and limited access to services are major challenges.

Economic and Social Issues:

Q: What are some key economic indicators?
A: GDP, inflation, unemployment rate, and fiscal deficit are important indicators.

Q: What are some major social issues in India?
A: Poverty, inequality, education, healthcare, and environmental challenges are significant issues.

Current Trends in Banking:

Q: What are the benefits of digital banking?
A: Convenience, accessibility, and cost-effectiveness are key benefits.

Q: What is open banking?
A: It allows banks to share customer data with third-party providers, fostering innovation and competition.

Q: What is sustainable banking?
A: It involves promoting environmentally and socially responsible banking practices.

Ethics and Values:

Q: What are some important ethical values in banking?
A: Integrity, transparency, accountability, customer focus, and professionalism are crucial values.